TERMS AND CONDITIONS OF USAGE AND LEGAL NOTICES

Welcome to www.cimfinance.mu (“Site”) that is owned and managed by CIM FINANCE LTD. (“Cim Finance”). Cim Finance offers this Site as a service to users, under the following terms and conditions. In accessing this Site, you accept those terms and conditions of use. Cim Finance may, at any time and without notice, change these terms and conditions. It is your responsibility as a user to refer to the conditions of access to this service. Changes will be effective immediately and you will be deemed to have accepted any change if you continue to access this Site later.

1. COPYRIGHTS/TRADEMARKS

 The logos, marks and trademarks of Cim Finance published on this Site are the sole property of Cim Finance and other parties as the case may be. The Site and Site contents (“Contents”), including software and computer programmes, are protected by Mauritian copyright laws and international treaty provisions.

You are allowed to print, download or copy information, documents and other content solely for your personal use and not for any commercial use. No part of this Site may be sold, transmitted or used to create derivative works for commercial ends without the prior written permission of Cim Finance.

2. HYPERLINKS 

This Site may contain links to other Internet sites or offers the user content of Internet sites other than this Site via hyperlinks (“linked sites”). Cim Finance has no control over linked sites and Cim Finance will not be held responsible for contents available on those sites.

As condition of use of this Site, you accept that Cim Finance cannot be held responsible for the availability or not of any linked site, or the content, adverts, products or other elements available on the linked site; or of any loss, threat or damage resulting from downloading or viewing of a linked site.

3. LIMITATION OF RESPONSIBILITY FOR USE OF THE SITE 

Even if Cim Finance tries to ensure that information, software programs, products and description of services published on this Site are accurate, the company cannot give any express guarantee of their accuracy. The company will not be liable for any inaccuracies or errors. You are thus advised to contact us for confirmation of any information contained on this Site before using it to make any decision or transaction.

Cim Finance does not guarantee that the Contents are accurate and up-to-date. Cim Finance has no obligation whatsoever to update the Contents. As indicated above, Cim Finance may modify the Contents at any time and without notice.

You agree that Cim Finance as well as companies affiliated to Cim Finance and their directors, managers, employees or agents will not be liable, whether in contract, tort or otherwise, for any indirect damages including without limitation any direct, indirect, punitive, special, secondary or consequential damages, losses or costs arising from or related to your use of the Site or the delay or inability to use the Site even if Cim Finance has been informed of the possibility of such damages.

This Site does not pre-qualify you for a specific fixed-priced formula of services or products of Cim Finance. The services and products of Cim Finance contained on this Site are provided on an “as is” basis without warranty of any kind, either express or implied. You are therefore liable for the accuracy of the Site, its contents, as well as products and services provided by Cim Finance on The Site with regard to your use. Any offer of services and/or products will be submitted to the consent of parties and will be exclusively governed by the terms and conditions of the standard agreement associated with the product or service. Cim Finance urges you to read attentively and entirely the standard agreement before making any decision.

4. COMPENSATION

You agree to defend, indemnify and hold harmless Cim Finance, its employees, legal representatives and its agents («compensation») from all claims, expenses, responsibilities, losses, costs and damages, including reasonable fees of a legal adviser or a solicitor, that may be incurred as compensation due to (i) your use of this Site or any linked site or (ii) the content that you have provided.

5. LEGAL NOTICES 

Except as required by law, Cim Finance is committed to protect your confidential data; (“Your information”), as mentioned in the present paragraph, includes all information concerning you, provided by yourself or by third parties.

Cim Finance undertakes to maintain the confidentiality of all communications of users that contain personal data and which are directly transmitted to Cim Finance. Information transmitted by Internet is subject to control and interception and you will support the risks associated with such transfer of data. We cannot be held liable for any loss, prejudice or damage incurred by you while transferring information by Internet. We reserve the right to ask for independent verification of any information submitted by email or any other means. The confidentiality of any confidential or unsolicited personal information sent to Cim Finance through the Internet cannot be guaranteed.

Cim Finance Client 

If you are already a client of Cim Finance, the way Your information is stored and used is described in our contract that you have approved in advance (or the terms and conditions accompanying the request for services). If you are a user of our electronic communication services, the terms and conditions of services provided, the terms of the agreement as well as any permission that you have granted to Cim Finance will show how the information that you have submitted will be processed.

You acknowledge and accept that, in submitting any personal information to Cim Finance via the web site, you agree to the transfer of this information beyond international frontiers, if it is deemed necessary to process the case in accordance with the laws and procedures of Cim Finance.

6. NO ADVICE FOR INVESTMENT OR OFFERS 

This Site is intended to provide general information on Cim Finance, our products and services, and other financial information which may be, among others, of interest to users without being as such references in the matter. The Content including all research, opinions or other content, is not intended to, and does not constitute financial, accounting, tax, legal, investment, or professional advice. Cim Finance will in no case whatsoever be liable for any loss or damage caused by a user who would have used information obtained from this Site. Before making any decision or taking any action which might affect your personal or business financial situation, you should take appropriate advice from a qualified legal or financial adviser. It is your responsibility to assess the integrity, accuracy and usefulness of any opinion, advice or other content available on this Site. Cim Finance only provides resources to facilitate and disseminate information.

7. PRESS RELEASES

All press releases, publications and other documents provided or made accessible to the public, which are contained on this Site are, to the knowledge of Cim Finance, relevant and timely when they are published. However, with time, the information could become obsolete and you should not rely on the accuracy of such documents beyond the issue dates. Cim Finance disclaims any responsibility to update the information contained in this section. It is your responsibility to carefully check the dates of publication of the item contained in the Site.

8. LIMITATIONS 

Access and use of secure and/or password protected areas of this Site are restricted to authorised users only. Unauthorised persons attempting to access these areas may be subject to prosecution. Cim Finance reserves the right to seek all remedies at law and in equity for violations of the present terms and conditions, including the right to block access of an Internet address to this Site.

9. JURISDICTION/APPLICABLE LAW

Users of this Site agree to be governed by the laws of the Republic of Mauritius. All disputes arising from the present terms and conditions shall be solely settled by courts of the Republic of Mauritius.

10. YOUR USE OF « CONTACT US » or email address « [email protected] » 

You may submit comments, information or any other content, provided it is not obscene, illegal, threatening, defamatory and/or does not violate a third party’s rights to confidentiality/ intellectual property. This content must not contain any computer viruses or be “mass mailing”, “chain letters” or any other type of “spam”. It is strictly forbidden to use a false email address, to impersonate another person or entity or to mislead us as to the origin of the information. In submitting any information, you represent and warrant that the content is accurate, that you own or are authorised to communicate the content you submit and that its use will cause no damage or prejudice to any other person or entity.

You are taking a credit purchase

Finance Amount:
Repayment term:
Part payment:

Monthly instalment(Rs)

Finance amount (Rs)

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Fixed deposit

Schedule:

Deposit amount:

Period:

Interest Receivable(Rs)

Deposit amount (Rs)

Period (months)

Schedule

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a Credit facility

Products:
Finance Amount:
Repayment term:

Monthly instalment(Rs)

Finance amount(Rs)

Repayment term (months)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.