TERMS AND CONDITIONS OF USAGE AND LEGAL NOTICES

Welcome to www.cimfinance.mu (“Site”) that is owned and managed by CIM Financial Services Ltd (“CFSL”). CFSL offers this Site as a service to users, under the following terms and conditions. In accessing this Site, you accept those terms and conditions of use. CFSL may, at any time and without notice, change these terms and conditions. It is your responsibility as a user to refer to the conditions of access to this service. Changes will be effective immediately and you will be deemed to have accepted any change if you continue to access this Site later.

1. COPYRIGHTS/TRADEMARKS

 The logos, marks and trademarks of CFSL published on this Site are the sole property of CFSL and other parties as the case may be. The Site and Site contents (“Contents”), including software and computer programmes, are protected by Mauritian copyright laws and international treaty provisions

You are allowed to print, download or copy information, documents and other content solely for your personal use and not for any commercial use. No part of this Site may be sold, transmitted or used to create derivative works for commercial ends without the prior written permission of CFSL.

2. HYPERLINKS 

This Site may contain links to other Internet sites or offers the user content of Internet sites other than this Site via hyperlinks (“linked sites”). CFSL has no control over linked sites and CFSL will not be held responsible for contents available on those sites.

As condition of use of this Site, you accept that CFSL cannot be held responsible for the availability or not of any linked site, or the content, adverts, products or other elements available on the linked site; or of any loss, threat or damage resulting from downloading or viewing of a linked site.

3. LIMITATION OF RESPONSIBILITY FOR USE OF THE SITE 

Even if CFSL tries to ensure that information, software programs, products and description of services published on this Site are accurate, the company cannot give any express guarantee of their accuracy. The company will not be liable for any inaccuracies or errors. You are thus advised to contact us for confirmation of any information contained on this Site before using it to make any decision or transaction.

CFSL does not guarantee that the Contents are accurate and up-to-date. CFSL has no obligation whatsoever to update the Contents. As indicated above, CFSL may modify the Contents at any time and without notice.

You agree that CFSL as well as companies affiliated to CFSL and their directors, managers, employees or agents will not be liable, whether in contract, tort or otherwise, for any indirect damages including without limitation any direct, indirect, punitive, special, secondary or consequential damages, losses or costs arising from or related to your use of the Site or the delay or inability to use the Site even if CFSL has been informed of the possibility of such damages.

This Site does not pre-qualify you for a specific fixed-priced formula of services or products of CFSL. The services and products of CFSL contained on this Site are provided on an “as is” basis without warranty of any kind, either express or implied. You are therefore liable for the accuracy of the Site, its contents, as well as products and services provided by CFSL on The Site with regard to your use. Any offer of services and/or products will be submitted to the consent of parties and will be exclusively governed by the terms and conditions of the standard agreement associated with the product or service. CFSL urges you to read attentively and entirely the standard agreement before making any decision.

4. COMPENSATION

You agree to defend, indemnify and hold harmless CFSL, its employees, legal representatives and its agents («compensation») from all claims, expenses, responsibilities, losses, costs and damages, including reasonable fees of a legal adviser or a solicitor, that may be incurred as compensation due to (i) your use of this Site or any linked site or (ii) the content that you have provided.

5. LEGAL NOTICES 

Except as required by law, CFSL is committed to protect your confidential data; (“Your information”), as mentioned in the present paragraph, includes all information concerning you, provided by yourself or by third parties.

CFSL undertakes to maintain the confidentiality of all communications of users that contain personal data and which are directly transmitted to CFSL. Information transmitted by Internet is subject to control and interception and you will support the risks associated with such transfer of data. We cannot be held liable for any loss, prejudice or damage incurred by you while transferring information by Internet. We reserve the right to ask for independent verification of any information submitted by email or any other means. The confidentiality of any confidential or unsolicited personal information sent to CFSL through the Internet cannot be guaranteed.

CFSL Client  

If you are already a client of CFSL, the way Your information is stored and used is described in our contract that you have approved in advance (or the terms and conditions accompanying the request for services). If you are a user of our electronic communication services, the terms and conditions of services provided, the terms of the agreement as well as any permission that you have granted to CFSL will show how the information that you have submitted will be processed.

You acknowledge and accept that, in submitting any personal information to CFSL via the web site, you agree to the transfer of this information beyond international frontiers, if it is deemed necessary to process the case in accordance with the laws and procedures of CFSL.

6. NO ADVICE FOR INVESTMENT OR OFFERS 

This Site is intended to provide general information on CFSL, our products and services, and other financial information which may be, among others, of interest to users without being as such references in the matter. The Content including all research, opinions or other content, is not intended to, and does not constitute financial, accounting, tax, legal, investment, or professional advice. CFSL will in no case whatsoever be liable for any loss or damage caused by a user who would have used information obtained from this Site. Before making any decision or taking any action which might affect your personal or business financial situation, you should take appropriate advice from a qualified legal or financial adviser. It is your responsibility to assess the integrity, accuracy and usefulness of any opinion, advice or other content available on this Site. CFSL only provides resources to facilitate and disseminate information.

7. PRESS RELEASES

All press releases, publications and other documents provided or made accessible to the public, which are contained on this Site are, to the knowledge of CFSL, relevant and timely when they are published. However, with time, the information could become obsolete and you should not rely on the accuracy of such documents beyond the issue dates. CFSL disclaims any responsibility to update the information contained in this section. It is your responsibility to carefully check the dates of publication of the item contained in the Site.

8. LIMITATIONS 

Access and use of secure and/or password-protected areas of this Site are restricted to authorised users only. Unauthorised persons attempting to access these areas may be subject to prosecution. CFSL reserves the right to seek all remedies at law and in equity for violations of the present terms and conditions, including the right to block access of an Internet address to this Site.

9. JURISDICTION/APPLICABLE LAW

Users of this Site agree to be governed by the laws of the Republic of Mauritius. All disputes arising from the present terms and conditions shall be solely settled by courts of the Republic of Mauritius.

10. YOUR USE OF « CONTACT US » or email address « [email protected] » 

You may submit comments, information or any other content, provided it is not obscene, illegal, threatening, defamatory and/or does not violate a third party’s rights to confidentiality/ intellectual property. This content must not contain any computer viruses or be “mass mailing”, “chain letters” or any other type of “spam”. It is strictly forbidden to use a false email address, to impersonate another person or entity or to mislead us as to the origin of the information. In submitting any information, you represent and warrant that the content is accurate, that you own or are authorised to communicate the content you submit and that its use will cause no damage or prejudice to any other person or entity.

11. E-mail DISCLAIMER

The content of our e-mails and any attachment thereto is confidential and intended solely for the use of the addressee(s). If you are not the intended recipient, or the person responsible for delivering it to the intended recipient, any unauthorised use, disclosure, copy transmission or any action or omission in relation to its content is strictly prohibited and may be unlawful. If you have mistakenly received this communication, please notify the sender and destroy the communication immediately and remove entirely from your system. Any views expressed in this e-mail are those of the sender, except where the sender specifically states them to be those of CIM Financial Services Ltd, to whom no liability shall be attached whatsoever. E-mails are susceptible to alteration. CIM Financial Services Ltd shall not be liable if the email is altered, changed or falsified or if it contains viruses.

12. Advertising DISCLAIMER

CIM Financial Services Ltd (‘CFSL’), a company incorporated in the Republic of Mauritius with business registration number C07057494 and VAT Reg. No. 20328896 holds Credit Finance, Factoring, Leasing and Insurance Agent licences issued by the Financial Services Commission (‘FSC’). CFSL is registered as controller in compliance with the Data Protection Act 2017. The FSC does not take responsibility for the correctness of any statements made or opinions expressed in this advertisement. Please seek professional advice before investing or taking any service proposed in this advertisement.

Credit purchase

Shopping has never been so convenient

Fill in the information below and simulate your repayment capacity

Finance Amount (Rs)
Interest (%)
Repayment term
Part payment

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6 months

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Cim Voyage

How about taking a vacation with your family and friends to explore other shores?

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Credit Facility

The solution to your immediate need for a credit facility!

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Interest paid
0
Repayment term
6

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.