Cim Factoring
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Factoring

Do not let cash-flow issues slow down your growth!

Cim Finance has always been the key partner of small and medium-sized companies (SMEs). With the reintroduction in the 2016-2017 budgets of the SME Factoring Scheme, Cim Finance provides you with solutions that help you access the cash needed to support your business growth and save on administrative expenses. 

Factoring is an efficient solution to boost the cash-flow of your SME. You can improve your cash flow without having to wait for long payment periods, giving you the opportunity to focus on increasing sales and enhancing the relationship with your customers.

Cim Finance offers you a complete sales ledger administration and protection against bad debts. Time gained on managing clients' accounts allows you to focus on your business and save on staff costs.

 

 

Factoring benefits

Trésorerie

Cash

Cash consolidated with the financing of up to 90% of the amount of an invoice.

Taux d’intérêt

Interest rate

A competitive interest rate of 5.50% for beneficiary clients

Frais de factoring

Factoring charges

Minimal factoring charges of 1,5% of the invoice amount

Frais de signature

Signature charges

One-time signature charges

Pas de charge flottante

No floating charge

No floating charge or additional security 

Équipe

Team

A dedicated professional team for debt recovery

  • Garuda Car Rental

    My company Garuda Car Rental was a dream that started in 2013 with 3 small cars leased by Cim Finance. Today, my company has a fleet of around 10 cars rented to tourists all year round. My business has flourished with the help of CIM Finance. I can guarantee that my loyalty will stay with your company.

Relevant documents

Business Registration Card

Business Registration Card

Permis d'opération

Valid operation licence

Certificat de TVA

VAT Certificate

Preuve d'adresse de l'entreprise

Proof of address of the business

Certificat d'incorporation

Certificate of Incorporation

Relevés bancaires

Bank statements for the last 3 months

Bilans audités

Audited accounts for last 3 years

Liste des débiteurs

List of debtors

Consent

Consent of Directors or Memorandum & Articles of Association

Cartes d'identité

Copies of identity cards and recent address of directors

You are taking a credit purchase

Finance Amount:
Repayment term:
Part payment:

Monthly instalment(Rs)

Finance amount (Rs)

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Fixed deposit

Schedule:

Deposit amount:

Period:

Interest Receivable(Rs)

Deposit amount (Rs)

Period (months)

Schedule

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a Credit facility

Products:
Finance Amount:
Repayment term:

Monthly instalment(Rs)

Finance amount(Rs)

Repayment term (months)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.