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  • Product page

Where can I purchase on Credit purchase through Cim Finance?

  • Credit facility

You can make credit purchases through Cim Finance at more than 700 partners across the island, where this sticker is displayed :

Can I purchase on credit without making a part payment?

  • Credit facility

If your application is approved, you can enjoy zero part payment on certain credit purchases and start your monthly payments as per your contract. 

Where can I apply for credit facilities?

  • Credit facility

Any application for credit facilities can be made at one of our sub-offices or at one of our authorised partners.

What documents must I submit to make a credit purchase?

  • Credit facility

You must submit your :

  • ID Card
  • Payslip or bank statement dating from less than 3 months.
  • Proof of address dating from less than 3 months (CEB/CWA/MT bill)

And if I’m already a Cim Finance client?

You just have to submit your ID card and/or your Cim Mokart for your next purchase.

 

How do I pay my monthly instalments?

  • Credit facility

You can pay by :

  • Bank transfer
  • By cash or cheque at one of our sub-offices

What should I do if my personal contact details have changed?

  • Credit facility

You are required to inform us of any change to your personal contact details within 8 days.

Call at one of our sub-offices to fill in the appropriate form or contact us for more information.

What should I do if I want to change my payment method?

  • Credit facility

Call at one of our sub-offices to fill in the appropriate form or contact us for more information.

What happens if I fail to pay my instalment on the due date?

  • Credit facility

In the event of late payment, a late payment fee is applicable as stipulated in the contract. For more information, contact us or call us on 2036805.

What do I do if I have problems to pay my instalments?

  • Credit facility

Contact us or call the Customer Service department of Cim Finance on 203 6805.

What happens if the purchased product is defective?

  • Credit facility

You should immediately contact the respective merchant. Cim Finance shall not be responsible for any liability, loss, damage or other claim related to the product and/or service acquire by you.

You are taking a credit purchase

Finance Amount:
Repayment term:
Part payment:

Monthly instalment(Rs)

Finance amount (Rs)

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Fixed deposit

Schedule:

Deposit amount:

Period:

Interest Receivable(Rs)

Deposit amount (Rs)

Period (months)

Schedule

Please note that:

  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a Credit facility

Products:
Finance Amount:
Repayment term:

Monthly instalment(Rs)

Finance amount(Rs)

Repayment term (months)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.